Which statement correctly describes the hearsay exclusion?

Hearsay is admissible if it concerns a party to the case.

Hearsay is generally excluded from evidence to protect reliability unless an exception applies.

Hearsay is generally excluded from evidence to protect reliability, unless an exception applies. The core idea is that a statement made outside the courtroom offered to prove the truth of its content is not automatically trustworthy because the speaker isn’t present for cross‑examination, so the law keeps such statements out unless there’s a recognized exception or exclusion. There are many exceptions that allow admission when reliability or other policy reasons justify it—such as party admissions, prior testimony, excited utterances, or business records—so the rule isn’t an absolute ban, but a default exclusion with specific ways to admit reliable out-of-court statements.

The other statements don’t fit because: admissibility isn’t automatic just because the statement concerns a party; there are specific party-admission rules, but not a blanket allowance. A statement written on its own isn’t always admissible—the writing must meet a recognized exception or exclusion. And hearsay isn’t about statements made in court at all, but about out-of-court statements offered to prove the truth of their content.

Hearsay is always admissible if it is in writing.

Hearsay concerns only statements made in court.

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